Terms and Conditions
Last Updated: [Insert Date]
Welcome to InsureWiseBlog.com. These Terms and Conditions govern your use of our website, its content, tools, and services. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Site.
1. Use of Site
This website is for informational purposes only. You must be at least 13 years old to use this Site. By using this Site, you represent that you are at least 13 years of age.
2. Intellectual Property
All content on this website, including articles, graphics, logos, calculators, and design, is the property of InsureWiseBlog.com unless otherwise stated. Reproduction, distribution, or republication without prior written permission is strictly prohibited.
3. Accuracy of Information
While we strive for accuracy, we do not guarantee the completeness or accuracy of any information provided. Insurance laws, rates, and coverage options vary by region and provider. You are advised to consult a licensed insurance agent before making any decisions.
4. User Conduct
You agree not to use this Site for any unlawful purpose or in violation of any applicable laws. You further agree not to post, upload, or transmit any content that:
- Is false, misleading, or fraudulent
- Is defamatory, harassing, or obscene
- Violates intellectual property rights
- Contains harmful software or malware
5. Third-Party Links
This Site may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy policies of these external sites. Linking to such websites does not imply endorsement.
6. Affiliate Disclosure
This Site may include affiliate links. If you click on an affiliate link and make a purchase, we may receive a commission at no extra cost to you. We only promote products or services we genuinely believe in.
7. Advertisement Policy
We may display ads from Google AdSense or other ad networks. These ads are served based on user data and behavior. We are not responsible for the accuracy or reliability of any third-party advertisements.
8. Limitation of Liability
To the fullest extent permitted by law, InsureWiseBlog.com and its team shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use this Site, including reliance on any information obtained from the Site.
9. Indemnification
You agree to indemnify and hold harmless InsureWiseBlog.com and its affiliates, partners, and contributors from any claims, losses, liabilities, damages, or expenses arising from your use of the Site or violation of these Terms.
10. Termination
We reserve the right to terminate or suspend your access to the Site at our discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Site.
11. Modifications
We may update or change these Terms at any time. Changes will be posted on this page with a revised “Last Updated” date. Continued use of the Site after changes constitutes acceptance of those changes.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the website owner resides, without regard to its conflict of law provisions.
13. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
Email: contact@insurewiseblog.com